Time &
Money
First Floor, Swan Buildings, 20 Swan Street, Manchester, M4 5JW
Finding you the perfect bridging loan deal
Bridging Finance And Mortgage Loan Solutions Tailored For You
National Bridging Brokers is a leading bridging loan broker providing fast and flexible bridging finance solutions across the UK, helping you secure funds for property purchases, renovations, or urgent financial needs. Our expert bridging brokers work with a wide network of bridging loan lenders to offer competitive rates and terms that are tailored to your unique circumstances. Whether you're an investor, developer, or homeowner, we ensure a quick and smooth process to meet your financial goals without unnecessary delays. In addition to bridging finance, we offer a range of mortgage loan solutions to suit various property requirements. Whether you're looking to buy, remortgage, or invest in buy-to-let, our team will guide you through the mortgage process and ensure you secure the best deal. With National Bridging Brokers, you can trust in our experience and dedication to delivering efficient, personalised service every step of the way. Using National Bridging Brokers is a smart decision, we have specialised knowledge and extensive networks within the bridge lending market. We endeavour to swiftly match your unique financial needs with the most suitable bridging loan / mortgage products, often securing better rates and terms than you might find on your own. Additionally, we handle the negotiations with the fund providers and the associated paperwork, thereby saving you time and reducing the stress associated with securing your bridge / mortgage requirement.
A Simple Three Step Plan
We are with you the whole way, from application to completion
Application
Once you have filled out our application, we will do the hard work for you
Offers
We will find you the best offers for your specific circumstances
Completion
Choose the most suitable offer and your funds will be quickly disbursed
Helping Our Clients, Ensuring Mutual Success
In the dynamic world of bridging finance, securing the right type of funding quickly and efficiently is often crucial. We are a valuable intermediary, connecting bridging borrowers with the most suitable lenders. Utilising National Bridging Brokers offers numerous advantages. Here are the top three reasons why we are the perfect choice:
-
Access to a wide range of lenders
We have established relationships with a broad spectrum of lenders, including specialised and niche market lenders that are not always openly accessible. This extensive network means that we can provide our clients with multiple options, each tailored to specific needs and circumstances. By leveraging these connections, our clients can often secure more favourable terms from our panel of lenders, competitive interest rates, and flexible repayment schedules that may not be available through traditional bridge lending channels.
-
Speed and efficiency
One of the standout advantages of using National Bridging Brokers is the speed at which funds can be delivered. Bridging loans are often sought for time-sensitive situations, such as purchasing property at auction, funding renovations, or covering short-term cash flow gaps. We streamline the application process, expedite approvals, and facilitate quick access to funds. Our expertise in the field enables us to anticipate potential hurdles and address them promptly, ensuring that borrowers can move forward with their plans without unnecessary delays.
-
Flexibility
We offer significant flexibility in securing the most suitable loan to meet the unique needs of each borrower. We can negotiate loan terms, which are quite unlike traditional lenders who often have rigid criteria and standardised loan products. This flexibility includes customising loan amounts, interest rates, repayment schedules, and collateral requirements. We can negotiate terms that align closely with the borrower's financial situation and objectives, providing a bespoke solution that is not typically available through conventional lending institutions. This adaptability makes us an invaluable resource for borrowers with unique or complex financing needs.
Save
Rapid Funds
Streamlined process
FAQs
Frequently Asked Questions
Questions and Answers
If you need any more information or if you would like to apply, please contact us
How does a bridging loan work?
Bridging loans provide rapid access to funds and are typically secured against property. They are usually repaid once the borrower's long-term financing or sale of an asset is completed.
Who can benefit from a bridging loan?
Bridging loans are ideal for immediate access to funds for purposes such as property purchases, renovations, business opportunities, or covering short-term cash flow gaps.
How quickly can I receive the funds?
Our streamlined processes and extensive network of lenders allow us to expedite the disbursement of funds. In many cases, you can receive the funds within 36 to 72 hours, on more complex cases up to a couple of weeks.
What types of properties can be used as security?
Bridging loans can be secured against various types of properties, including residential, commercial, semi-commercial, buy to let, investment properties and land. The property used as security must have sufficient equity to cover the loan amount.
What are the interest rates and fees associated with bridging loans?
Interest rates, fees, costing for bridging loans vary based on many factors such as the loan amount, length of loan, loan-to-value ratio, property type etc. We work to secure competitive rates and transparent fee structures tailored to your specific needs and profile.
Can I repay the loan early?
Many of the bridging loans National Bridging Brokers will submit to you offer flexible repayment options, including early repayment without significant penalties and sometimes a bonus refund for timely repayment of the capital. It is important to review the terms and conditions of your specific loan agreement for details on early repayment.
What happens if I can not repay the loan on time?
If you encounter difficulties in repaying the loan on time, it is crucial at an early stage to promptly communicate with your lender. Your lender maybe able to explore options such as loan extensions or refinancing to help manage your situation. Defaulting on a bridging loan may result in additional fees and in extreme cases potential loss of the secured property.
How do I apply for a bridging loan?
To apply for a bridging loan, contact us to discuss your needs and circumstances. National Bridging Brokers experienced consultants will guide you through the application process, gather necessary documentation, and present you with tailored loan options from our network of lenders.
Why should I use a bridging broker instead of going directly to a lender?
Using a specialised bridging broker (such as National Bridging Brokers) offers numerous advantages, including access to a wide range of pre-qualified lenders, expert personalised service provided by consultants, faster disbursement of funds and flexible loan structuring. National Bridging Brokers work hard to find the best terms and solutions that align with your unique financial needs. For further questions or to start your application process, please contact us directly. We are very friendly and are here to help you navigate the bridging loan process with ease and confidence.
Is there an application fee?
Generally no in most cases, if there is it will be a nominal amount and clearly disclosed.
